People often ask how they can get more money. They try every scheme imaginable to turn a dollar, but often without success. So let me tell you the secret to having more money.

Notice that this is the secret to having more, not making more. That’s the first secret. You don’t have to make more to have more. You can just do more with what you already make. And the way to do that? Spend less.

What, you wanted some obscure, unknown secret? Sorry, but it doesn’t exist. There is no magic bullet that kills all your financial problems. The only way to have more money is to have more discipline. Don’t buy it if you don’t need it.

It may sound straightforward, but anyone can do it. Anyone can spend less. You should try it. Eat out one less day a week. Make lunch one more day a week. Inflate your tires to spend less on gas. Change your bulbs to be power savers to save on you energy bill. Don’t buy new clothes. Get the generic brand food.

There are millions of ways to spend less, but that is ultimately the secret to having more money, spending less of it and keeping more of it!

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