As you stand at the checkout would you like to walk away with more bang for your buck? Here are some simple grocery shopping tips to help you save on groceries:
1- Eat first. Don’t go to the store hungry, you will be tempted to buy more than you need.
2- Choose the right store. If you like fresh produce find a store that sells the freshest fruits and vegetables (they will last longer and taste better.)
3- Watch the scanner. Mistakes are easy to make, but you don’t want to have to pay for them. Be observant and watch the prices as they pop up on the screen.
4- Don’t be afraid to try the store brand. I was pretty brand loyal to Kraft when it came to Mac and Cheese. I decided to have a taste test with a few different brands and see if it really was the best. I found that I liked the store brands almost just as much. Often you can’t even tell a difference.
5- Live on the edge. All the healthful foods are on the outside perimeter of the store. Once you start going down the isles is where the processed foods are located. Stay healthier by living on the edge.
6- Make a list. This will help you stay focus on the things you want and need. It will also help you plan and organize your meals.
7- Make one big trip. Making a list is a key tool to help you achieve making one trip to the store. It will save you time not to mention money on gas.
8- Know what you use. What type of foods do you eat or use often in cooking? Stock up on these items and buy in bulk when they are on sale. Items like flour, sugar, salad dressings, ketchup, syrup, egg/milk powder, cake mixes, etc. can be great things to have on hand and buy when you can get a bargain.
Make a goal to become a better grocery shopper!
finace, grocery shopping, Personal Finance
Getting your first credit card can be scary and intimidating. I remember when I got my first credit card, I didn’t use it for the first couple months. I was afraid I would forget to pay my monthly bill, overcharge, etc. If you keep a few tips in mind you can achieve peace of mind in this process, while allowing yourself the benefits of building your credit.
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Finances, First Credit Card, Personal Finance
You have seen the horrific sight of a kitchen table covered with an entire months worth of bills, receipts, and mail- what happened? By organizing your bills and life, you can stop this horrific sight before it starts.
How do you organize your bills? Here are a few simple tips:
1- GO THROUGH YOUR MAIL EVERYDAY. Don’t let mail pile up, just like your email, you need to open mail everyday. There may be things that need to be addressed right away and you don’t want to miss any deadlines!
2- PAY ALL OF YOUR BILLS AT THE SAME TIME. Make a specific time during the month to pay all of your bills in one sitting. The interest that you would make on paying bills right before they are due is not worth the stress of waiting. Doing it all at one time, will save lots of time because you will have out your checkbook, stamps, a pen, calculator, and the focus to get it all done in a timely manner. Giving you the peace of mind that all the bills are paid.
3- CONDENSE CREDIT CARDS. By simplifying bills, organizing your bills becomes significantly easier. Limit the number of credit cards you own to 2-3, whenever possible.
finance, mail, organizing bills, Organizing tips, Personal Finance