Foundations of Finance

The month of June has been the third straight month to see high sales increasing. This is great news because it was the real estate bubble that got us into this economic mess. When that starts to steady it seems the rest of things will begin to steady.

Much of house sales increasing has to do with federal and statewide credits that are being granted this year for first time home buyers. So many people are becoming motivated to get their feet wet in this market now that they see a benefit.

There are different state wide credits so you should look to see what your state is doing to encourage home sales. Maybe you could benefit from one of these incentives.

A study was recently conducted analyzing the correlation between education and leisure time. What they found was very interesting.

They found that those with more education tend to have less leisure time than those with less education.

I found this so interesting because it goes against everything we have thought about the American Dream since we first learned about it in grade school. The American Dream has always been to work hard, make a lot of money, and then have tons of leisure time. Well what they are discovering is that those with more money tend to make less leisure time for themselves than those with less money,

An important thing to remember is that those with less education have a higher unemployment rate that those with more education so this is a factor beyond their control. Despite this, what concerned me most was that those with less education and more leisure time spend less quality time with their children and less time exercising.

These are two things that are important for progression and to emphasize family values so I just hope that this is a not a growing trend. I am super idealistic but I want all Americans to progress and have personal goals.

The unemployment rate is high and the economy is looking pretty ugly. As all of this is taking place inflation is sitting and waiting to emerge. Now is the time to prepare for this evil giant to enter. The best way to do this is by converting your liquid cash into sound investments. I want to share with you what I have learned through research on the best available investments.

Contrary to what many think, real estate is not necessarily a market you want to jump into right now. Consider this, thanks to low home prices the fed has dramatically lowered the national interest rate. The problem is potential investors need to consider inflation into this puzzle. As inflation happens the last thing to rise tends to be salaries. This will make paying off that mortgage really difficult.

With inflation it is a good idea to invest in goods and services that are rise with the inflation rate. One item that always seems to do this is gold. Thanks to this trend it a good industry to put your money in.

Another good investing opportunity for any investor living in this economy resides in commodities. A commodity is a product which people will always need regardless of the economy so their prices always increase.

Study your investment opportunities because realistically all that matters is your liquid money being converted to investments.