Foundations of Finance

Estimate your spending patterns and trends- What do you think you spend? what things are most important that youshould you be spending? What are your needs? This is very important and will be key in understanding your spending patterns.

Account for your current budget - Account for every dollar you spend! Don’t go crazy with it but make sure you know what you are spending your money on!

 Improve your budget to meet your goals.- Separate your wants, from the list. Create an ideal budget that allows you to use up to 30 % to pay off debts such as mortgage and other things such as credit cards.

Save 10% for yourself!- any success book will agree, setting aside ten percent is mandatory.

Maintain your budget and continue to improve!