Avoiding the Debt Trap

Debt is something that can destroy your marriage if you do not take care of it. There are many things you can do to pay off your debt so that you can protect your marriage.

  1. Talk with your spouse to make sure that you have the same financial goals
  2. Recognize your spending tendencies so that you can come up with effective ways to put limits on what you spend
  3. Read books and watch lectures about finances and how to budget
  4. Do not focus on your mistakes and do not give up
  5. Become committed to becoming financially free
  6. Stop spending wherever you can
  7. Recognize your efforts and give yourself credit for saving even a little bit
  8. Be realistic about how long it will take to pay off the debt so that you do not become discouraged

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