Save Money While Driving

Our government is going to make less money this year because we are not making as much money. As our income goes down we pay less in taxes and in turn we give less to our city, state, and federal governments. Because of this, people employed by the government will not be making as much money. It makes sense to think then that these employees would do all in their power to encourage funding.

I’ve been thinking about this and one way they could do this is through issuing more traffic violations. Police officers have a goal each month for giving tickets so it would make sense to think they would be motivated to go above and beyond the goal and rake in more money for the city.

As drivers we should be aware of this and be more cautious. It is funny to think as the economy slows so should our car, but in doing this we will be saving ourselves from speeding tickets and have better fuel efficiency.

Personal Progression

A study was recently conducted analyzing the correlation between education and leisure time. What they found was very interesting.

They found that those with more education tend to have less leisure time than those with less education.

I found this so interesting because it goes against everything we have thought about the American Dream since we first learned about it in grade school. The American Dream has always been to work hard, make a lot of money, and then have tons of leisure time. Well what they are discovering is that those with more money tend to make less leisure time for themselves than those with less money,

An important thing to remember is that those with less education have a higher unemployment rate that those with more education so this is a factor beyond their control. Despite this, what concerned me most was that those with less education and more leisure time spend less quality time with their children and less time exercising.

These are two things that are important for progression and to emphasize family values so I just hope that this is a not a growing trend. I am super idealistic but I want all Americans to progress and have personal goals.

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I am very intrigued by the $8,000 federally offered tax credit this year for first time home buyers so I wanted to look into what it is all about. I have discovered some great news. If you alone make less than $75,000 a year or as a couple make less than $150,000 then you qualify for this credit.

In the last three you cannot have been a home owner. For those of us who are first time home buyers this is perfect because it allows us to get our feet wet.

If the value of your home is less than $80,000 then you get 10% of its cost. After this you only get $8,000. Another thing to remember is that rates are incredibly low right now and it is cheaper to have a good rate than to wait for house prices to drop and rates to go up.

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