Experts are urging the importance of the consumers credit scores for first time buyers. A score of at least 660 is needed to even qualify for anything. (ThinkGllink.com Jan 09) Kelly Grant from SmartMoney.com agrees that lenders are looking for at keast 760. Opinions will vary on how your score needs but in the end your goal for now should be raising your score as high as possible.
They will look at yor dept to income ratio as well. Keep paying your cards off and saving the dough a priority if you want to knock off annoying points off your mortgage!
credit score, first time homebuyers, home credit score
Looking for more opportunities for employment? Well, in connection with yesterday’s post, here is a list of the top 5 best places to start over.
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affordable housing, best cities, opportunities for employment
I came across the top ten best places to live in the USA and thought I would share them. These cities just aren’t great because of location, weather, recreation, etc. They have plentiful job opportunities, great schools, and affordable housing. Financial success begins in the home and with your own personal habits, but if you have an affordable home, a good paying job, and live in a nice place, it’s a big bonus. Check them out.
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affordable housing, best places to live, good job